You'll need a valid ID (NIN, Driver's License, or Passport), recent bank statement (6–12 months), and proof of income or business activity. For registered businesses, we may also request a CAC certificate or LPO/invoice for verification.

• •Eazy Salad (Personal Loan): May require a guarantor if unsecured.
• •Eazy Biz (Business Loan): May require collateral or guarantor depending on the amount.
• •Eazy Invoice: Typically secured by the verified invoice or LPO.

Yes, you can, as long as your existing obligations do not affect your repayment capacity. We'll review your debt-to-income ratio and credit bureau record to confirm eligibility.

Repayments are made monthly or as agreed in your offer letter. Missed payments may attract late fees and affect your credit score. Continuous default could lead to recovery actions.

Yes, you can repay your loan early without penalty. You may also qualify for a loan top-up once you've repaid at least 50% of your existing loan and maintained a good repayment record.

Interest and processing fees depend on the loan amount, tenure, and risk profile. Rates are clearly stated upfront before disbursement—no hidden charges.

Both salary earners and self-employed individuals can apply. You must be at least 21 years old, have a steady income or business cashflow, and a verifiable bank account.

Your personal and financial information is fully protected under Nigerian data protection laws. You can track your loan status and repayments easily through the EazyCredit app.